Empowering Nigerians
Through Simple, Smart Payments

Otapay is more than just a recharge platform — we're building a financial movement.

Our Story

Founded in 2025 in Abakaliki, ZapVTU was created to solve everyday payment problems faced by Nigerians.

Today, we serve thousands of users with fast, affordable, and reliable services — and we're just getting started.

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Built in Nigeria, For Nigerians

Every feature is designed with one goal: making financial services accessible to all.

MISSION

Make financial services simple, affordable, and impactful for every Nigerian.

VISION

To become Nigeria’s most loved financial platform that powers dreams and uplifts communities.